Mumbai | October 10 2025 — The long-awaited Tata Capital IPO allotment has been finalised, confirming share credits for successful bidders and refunds for others starting October 10. The ₹15,511.87-crore public issue, subscribed 1.96 times, drew strong demand from institutional and retail investors alike.
🔍 Tata Capital IPO Highlights
- Issue Size: ₹15,511.87 crore
- Price Band: ₹310 – ₹326 per share
- Subscription: 1.96× overall
- Listing Date: October 13, 2025 (10 a.m.) on BSE & NSE
- Latest GMP: ₹6.5 (~2 % premium)
- Expected Listing Price: ₹332.5 per share
💻 How to Check Tata Capital IPO Allotment Status
1️⃣ MUFG Intime (Registrar Portal)
- Visit 👉 MUFG Intime IPO Portal
- Select “Tata Capital Limited.”
- Enter PAN, Application Number, or DP ID/Client ID.
- Click Submit to view status.
2️⃣ BSE
- Go to 👉 BSE Allotment Page.
- Choose “Equity” as issue type.
- Select “Tata Capital IPO.”
- Enter PAN + Application Number.
- Click Search to see result.
3️⃣ NSE
- Open 👉 NSE IPO Status Page.
- Select “Tata Capital.”
- Enter PAN or Application No.
- Click Submit.
💰 Tata Capital IPO GMP Today — Flat 2 % Premium
The grey market premium (GMP) for Tata Capital remains steady at ₹6.5, signalling a 2 % listing gain.
Analysts say this modest GMP suggests fair valuation rather than weak sentiment.
“Tata Capital’s issue is priced sensibly for long-term investors. With its diversified lending, prudent risk controls, and digital growth strategy, it’s built for consistent returns,” said experts at Master Trust Broking.
🏦 About Tata Capital Limited
A core subsidiary of Tata Sons, Tata Capital is India’s third-largest diversified NBFC after Bajaj Finance and Shriram Finance.
Metric | FY25 Figures |
---|---|
Total Assets | ₹2.52 lakh crore |
Gross Loans | ₹2.33 lakh crore |
Net Profit | ₹3,655 crore (+10 %) |
ROE | 12.6 % |
Gross NPA | 2.1 % (among lowest in sector) |
Its 500-plus-branch network spans retail, SME, and corporate lending, wealth management, and infrastructure finance.
📊 Valuation & Financial Ratios
- Valuation: 4.1× FY25 book value | 33× FY25 earnings
- Borrowing Cost: 7.8 % avg.
- Credit Rating: AAA from CRISIL, ICRA, CARE & India Ratings
- Debt Mix: 45 % floating / 55 % fixed
🧭 Listing Outlook & Expert View
Market watchers expect a steady debut rather than a speculative surge.
“With strong parentage and clean financials, Tata Capital will likely open stable near its fair value, then grow gradually as earnings expand,” noted analysts at Antique Stock Broking.
The IPO proceeds will:
- Boost Tier-I capital for regulatory compliance
- Support digital transformation initiatives
- Fund retail and infrastructure lending growth
🚀 Should You Hold After Listing?
Experts recommend a long-term hold for investors seeking steady compounding. Tata Capital’s leadership in NBFC lending, brand strength, and digital pivot offer potential for sustainable returns.
Bottom Line
The Tata Capital IPO marks another milestone for the Tata Group’s financial services arm. A fair-priced issue, healthy demand, and sound fundamentals make it a solid entry on listing day—steady now, promising later.
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