Mumbai, October 13, 2025: Tata Capital Ltd’s IPO made a lukewarm debut on the Indian stock market today, listing at a 1% premium over the issue price of ₹326, opening at ₹330 on both NSE and BSE. The ₹15,511.87 crore public issue was allotted to investors on Thursday, October 9, 2025, after a three-day subscription round.
Tata Capital IPO Subscription Details
The IPO received moderate investor interest, with a final subscription of 1.95 times the total shares on offer. Investors booked 65,12,30,648 shares, against the 33,34,36,996 shares available.
Segment-wise subscription:
| Category | Shares Offered | Shares Applied | Subscription Times |
|---|---|---|---|
| QIBs | 9,49,24,856 | 32,44,77,652 | 3.42x |
| NII | 7,11,93,642 | 14,10,67,142 | 1.98x |
| Retail | 16,61,18,498 | 18,21,78,400 | 1.10x |
The IPO proceeds will be used by Tata Capital to fund future capital requirements for lending purposes, strengthening its footprint in retail, corporate, and housing finance.
Tata Capital IPO Grey Market Premium (GMP)
Ahead of listing, the grey market premium (GMP) indicated a flat-to-muted listing, signaling limited upside on the debut day. Investors had anticipated a lukewarm response, and the GMP trends were consistent with today’s market behavior.
Expert Commentary
Master Capital Services Ltd: “Tata Capital’s IPO made a non-impressive debut despite a 1.96x subscription. As a Tata Sons subsidiary and one of India’s largest diversified NBFCs, Tata Capital has a long-term growth potential across its 25+ lending products. Investors should consider holding allotted shares for the long term.”
Mehta Equities Ltd (Prashanth Tapse, Senior VP – Research):
“The listing was in line with expectations due to muted subscription demand and cautious investor sentiment. Tata Capital’s strong brand, diversified business model, and presence across retail, corporate, and housing finance make it a credible long-term investment. Allotted investors should HOLD, while non-allotted investors may adopt a ‘wait and watch’ strategy for accumulation on dips.”
Tata Capital IPO Timeline
| Event | Date |
|---|---|
| IPO Open | October 6, 2025 |
| IPO Close | October 8, 2025 |
| Allotment Date | October 9, 2025 |
| Refunds/Share Credit | October 12, 2025 |
| Listing Date | October 13, 2025 |
Tata Capital IPO Key Facts
- IPO Price Band: ₹326 per share
- Total Issue Size: ₹15,511.87 crore
- Listing Exchanges: NSE & BSE
- IPO Type: Book-built Public Issue
- Subscription: 1.95x overall
Investor Segment Allocation:
| Category | Allocation % |
|---|---|
| QIB | 32% |
| NII | 23% |
| Retail | 45% |
Tata Capital at a Glance
- Founded: 2007
- Parent: Tata Sons
- Products: Retail, corporate, and housing finance
- Customer Base: 7.3 million customers
- Market Position: One of India’s top diversified NBFCs
Key Takeaways
- Tata Capital’s IPO listing was muted, reflecting moderate investor enthusiasm.
- Grey market trends predicted a flat listing, consistent with today’s debut.
- Allotted investors are advised to hold for the long term, while non-allotted investors should monitor the stock for potential accumulation opportunities.
Follow this space for continuous live updates on Tata Capital share price, IPO performance, and market insights as the stock begins its journey on Dalal Street.
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