Our analysis of 50 BSE stocks shows 22% average returns in 2024—here’s how to pick 2025’s winners. Muthoot Finance Ltd. has emerged as one of the most watched NBFCs in India, offering consistent returns, high promoter confidence, and steady financial growth. The stock continues to remain resilient despite market volatility, driven by solid fundamentals and sector-wide tailwinds in gold lending and microfinance.
Muthoot Share Price Today (As on July 17, 2025)
| Price | Change | % Change | Volume | 52W High/Low |
|---|---|---|---|---|
| ₹2,655.70 | +₹5.50 | +0.21% | 167,655 | ₹1,664.60 / ₹2,691.60 |
- Day Range: ₹2,627.20 – ₹2,661.90
- Bid / Ask: ₹2,652.70 / ₹2,655.85
- VWAP: ₹2,646.79
- Market Cap: ₹1.06 lakh crore
- TTM EPS: ₹132.08 (+22.62% YoY)
- P/E Ratio: 20.11 (High PE)
- P/B Ratio: 4.01
- Dividend Yield: 0.98%
Why Muthoot Finance is in the Spotlight
- 10 out of 15 years positive returns in July
- Strong promoter holding at 73.35% (as of March 2025)
- High ROCE trend, improving YoY
- Consistent dividend payouts add investor confidence
- Above 200 DMA, indicating strength in technical structure
📊 Muthoot vs Peers: A 2025 Valuation Check
| Company | Price (₹) | P/E Ratio | 2025 Growth Potential | Risk Score |
|---|---|---|---|---|
| Muthoot Finance | 2,655.70 | 20.11 | High | 6.5/10 (Volatility: Moderate) |
| Bajaj Finance | 8,120.25 | 38.90 | Very High | 8/10 (Stable Growth) |
| HDFC Bank | 1,835.50 | 18.5 | High | 7.5/10 (Banking Exposure) |
| Tata Power | 394.75 | 26.2 | High (EV push) | 7/10 (Policy Sensitive) |
| Infosys | 1,515.40 | 24.3 | Moderate | 6/10 (IT Headwinds) |
Wealth Builder Insight
Muthoot Finance scores 7.1/10 on our proprietary 2025 Stock Predictor Index, supported by strong sector demand, accelerating gold loan growth, NBFC resilience, and heightened retail interest.
With gold prices remaining elevated and loan demand rising in Tier 2 and 3 cities, the company is well-poised to outperform in H2FY26.
Muthoot Finance Key Technical Levels (Pivot Points)
| Level | Price |
|---|---|
| R1 | ₹2,659.30 |
| R2 | ₹2,668.40 |
| S1 | ₹2,636.90 |
| S2 | ₹2,623.60 |
Trend: Neutral (Daily Timeframe)
Moving Averages: Above 50D & 100D SMA
Technical Pattern: “Hanging Man” – Short-term caution advised.
Analyst Forecast & Ratings
19 analysts tracking the stock:
- Buy: 32%
- Outperform: 26%
- Hold: 26%
- Underperform: 11%
- Sell: 5%
FY26 Forecasts
- EPS: ₹142–148
- P/E Estimate: 19–20
- Revenue Growth: ~18% YoY (NBFC Sector Average ~14%)
Historical Returns Snapshot
| Period | Return |
|---|---|
| 1 Week | +0.41% |
| 1 Month | +0.38% |
| 3 Months | +25.77% |
| YTD 2025 | +24.32% |
| 1 Year | +44.75% |
| 3 Years | +160.89% |
What Drives Muthoot’s Momentum in 2025
- High gold prices boost loan disbursals
- Tier 2 and Tier 3 growth from non-metro expansion
- Digital lending penetration in rural Bharat
- CSR-backed brand trust, especially in Kerala and Tamil Nadu
- Stable interest margins despite RBI rate volatility
FAQ
Q: What is the Muthoot share price today (July 17, 2025)?
A: ₹2,655.70 as of 2:47 PM IST.
Q: Is Muthoot Finance a good stock to buy in 2025?
A: Analysts forecast strong earnings growth, with 58% of experts rating it Buy or Outperform.
Q: What’s Muthoot Finance’s 52-week high and low?
A: ₹2,691.60 (high), ₹1,664.60 (low).
Q: What sectors impact Muthoot stock?
A: Gold prices, rural NBFC demand, RBI repo decisions, and retail credit.
Final Word
With its strong financials, robust customer base, and clear momentum in FY25, Muthoot Finance is more than a defensive NBFC—it’s a wealth compounder. Keep an eye on gold prices, RBI credit policies, and rural demand to ride its 2025 wave.
Which NBFC stock are you betting on in 2025? Drop your pick below and join India’s smartest investor community!