Life Insurance Corporation of India (LIC), India’s largest insurance company, has officially released the LIC AAO 2025 notification, opening doors for 841 aspirants to secure coveted positions in Generalist, Specialist, and Assistant Engineer streams.
Established in 1956, LIC has been a trusted name in the insurance sector, offering financial security and growth opportunities to its employees. The LIC Assistant Administrative Officer (AAO) recruitment is one of the most sought-after government examinations, providing aspirants a stable career with competitive salaries, growth prospects, and diverse learning opportunities.
This article provides a comprehensive guide covering all details of LIC AAO 2025, including vacancies, eligibility, salary, exam pattern, syllabus, selection process, application procedure, and more.
LIC AAO 2025 Recruitment Overview
| Organization | Life Insurance Corporation of India (LIC) |
|---|---|
| Post Name | Assistant Administrative Officer (AAO) |
| Streams | Generalist & Specialist |
| Vacancies | AAO – 760, AE – 81 |
| Exam Level | National |
| Mode of Application | Online |
| Educational Qualification | Graduation from a recognized Indian University |
| Age Limit | 21–30 Years (varies by post) |
| Salary | Rs. 1,26,000/- approx. per month |
| Exam Mode | Online |
| Language | English / Hindi |
| Official Website | https://licindia.in |
LIC AAO 2025 Important Dates
| Events | Dates |
|---|---|
| Notification Release | 16th August 2025 |
| Online Application Starts | 16th August 2025 |
| Last Date to Apply Online | 8th September 2025 |
| Last Date to Pay Application Fee | 8th September 2025 |
| LIC AAO Prelims Exam | 3rd October 2025 |
| LIC AAO Mains Exam | 8th November 2025 |
CTA: Apply Online for LIC AAO 2025 Before 8th September
LIC AAO 2025 Vacancy Breakdown
Generalist Posts
| Category | SC | ST | OBC | EWS | UR | Total |
|---|---|---|---|---|---|---|
| Current Year | 51 | 22 | 88 | 38 | 142 | 341 |
| Backlog | 0 | 61 | 3 | – | – | 9 |
| Total | 51 | 28 | 91 | 38 | 142 | 350 |
Specialist Posts
| Post | SC | ST | OBC | EWS | UR | Total |
|---|---|---|---|---|---|---|
| AAO (CA) | 4 | 2 | 7 | 3 | 14 | 30 |
| AAO (CS) | 1 | 1 | 2 | 1 | 5 | 10 |
| AAO (Actuarial) | 4 | 2 | 7 | 3 | 14 | 30 |
| AAO (Insurance Specialist) | 45 | 22 | 77 | 34 | 132 | 310 |
| AAO (Legal) | 4 | 2 | 77 | 3 | 14 | 30 |
| Total | 58 | 29 | 100 | 44 | 179 | 410 |
Assistant Engineer (AE) Posts
| Post | SC | ST | OBC | EWS | UR | Total |
|---|---|---|---|---|---|---|
| AE (Civil) | 8 | 3 | 13 | 5 | 21 | 50 |
| AE (Electrical) | 4 | 3 | 8 | 3 | 12 | 31 |
| Total | 12 | 6 | 21 | 8 | 33 | 81 |
LIC AAO 2025 Eligibility Criteria
Educational Qualifications
| Post | Qualification |
|---|---|
| Generalist | Bachelor’s Degree in any discipline from a recognized Indian University |
| AAO (CA) | Graduation + Final ICAI exam pass with Articles completion |
| AAO (CS) | Graduation + Qualified Member of ICSI |
| AAO (Actuarial) | Graduation + 6 papers of Institute of Actuaries India/UK cleared |
| AAO (Insurance Specialist) | Graduation + Fellowship in Life Insurance + 5+ years experience |
| AAO (Legal) | LLB with minimum 50% marks (45% for SC/ST/PwBD) |
Age Limit (as on 01.08.2025)
| Post | Age Range |
|---|---|
| AAO Generalist / CS / Actuarial / Insurance Specialist | 21–30 years |
| AAO Legal / CA | 21–32 years |
Age Relaxation
| Category | Relaxation |
|---|---|
| SC/ST | 5 years |
| OBC | 3 years |
| PwBD (Gen) | 10 years |
| PwBD (SC/ST) | 15 years |
| PwBD (OBC) | 13 years |
| ECO/SSCO (Gen) | 5 years |
| ECO/SSCO (SC/ST) | 10 years |
| ECO/SSCO (OBC) | 8 years |
| LIC Employees | 5 years additional |
LIC AAO 2025 Salary Structure
The starting basic pay for AAO posts is Rs. 88,635 per month with allowances such as House Rent Allowance (HRA), City Compensatory Allowance, and other benefits. Total emoluments in A-class cities are approximately Rs. 1,26,000 per month. Additional benefits include:
- Defined Contributory Pension
- Gratuity & LTC
- Group Insurance & Mediclaim
- Vehicle Loans (2-wheeler/4-wheeler)
- Meal coupons, mobile expenses, and office supplies
LIC AAO 2025 Selection Process
The LIC AAO 2025 selection process comprises three stages:
- Preliminary Examination (Phase I) – Objective test; marks not counted for final selection.
- Main Examination (Phase II) – Objective and descriptive test; marks considered for final selection.
- Interview & Pre-Recruitment Medical Examination – Final merit list based on mains + interview scores.
LIC AAO 2025 Exam Pattern
Preliminary Exam (Phase I)
| Section | Questions | Marks | Duration |
|---|---|---|---|
| Reasoning Ability | 35 | 35 | 20 min |
| Numerical Ability | 35 | 35 | 20 min |
| English Language (Qualifying) | 30 | 30 | 20 min |
| Total | 100 | 70 | 60 min |
Note: No negative marking; English is qualifying only.
Main Exam (Phase II)
| Section | Questions | Marks | Duration |
|---|---|---|---|
| Reasoning | 30 | 90 | 40 min |
| General Knowledge / Current Affairs | 30 | 60 | 20 min |
| Professional Knowledge | 30 | 90 | 40 min |
| Insurance & Financial Awareness | 30 | 60 | 20 min |
| English Language / Legal Drafting | 2 | 25 | 30 min |
| Total | 122 | 325 | 150 min |
Note: No negative marking in objective tests. Descriptive papers are qualifying in nature.
LIC AAO 2025 Syllabus
- Reasoning: Puzzles, Syllogism, Seating Arrangement, Coding-Decoding, Blood Relation, Odd One Out
- Quantitative Aptitude: Number Series, Data Interpretation, Time & Work, Speed, Distance, SI & CI, Profit & Loss, Average
- English Language: Reading Comprehension, Cloze Test, Sentence Improvement, Synonyms & Antonyms
- Professional Knowledge: Relevant to post (CA, CS, Actuarial, Insurance, Legal)
- General Knowledge & Current Affairs: Insurance, finance, national & international news
LIC AAO 2025 Exam Centers
LIC has released multiple exam centers across India. Key cities include: Delhi, Mumbai, Kolkata, Bengaluru, Chennai, Hyderabad, Pune, Jaipur, Lucknow, Ahmedabad, Chandigarh, and others. Candidates must select their preferred center while applying online.
Why LIC AAO 2025 is a Career Game-Changer
- Stable Government Job: LIC offers one of the most secure careers in India’s insurance sector.
- Attractive Salary & Benefits: Competitive pay with allowances, insurance, pension, and loans.
- Growth Opportunities: Clear promotional avenues from AAO to higher management.
- Learning & Exposure: Hands-on experience in life insurance, finance, and corporate governance.
Tips to Crack LIC AAO Exam
- Understand the syllabus thoroughly and follow the latest exam pattern.
- Practice previous year papers and mock tests.
- Focus on time management during prelims and mains.
- Revise key professional knowledge topics for your specialist stream.
- Stay updated with current affairs, insurance, and financial news.
Important Dates & Deadlines
- Notification Release: 16th August 2025
- Online Application Ends: 8th September 2025
- Prelims Exam: 3rd October 2025
- Mains Exam: 8th November 2025
Candidates must complete all steps on time to avoid disqualification.
LIC AAO 2025 Application Process & Fee
- Visit https://licindia.in
- Register with valid email & mobile number
- Fill online application form and upload documents
- Pay application fee:
| Category | Fee |
|---|---|
| General/Others | Rs. 700 |
| SC/ST/PwBD | Rs. 85 |
- Submit & print confirmation page
Pro Tip: Keep a copy of your handwritten declaration as per the official guidelines.
LIC AAO 2025 FAQs
Q1. Is LIC AAO 2025 Notification released?
A: Yes, LIC released the official notification on 16th August 2025.
Q2. What is the selection criteria for LIC AAO Exam?
A: Selection is based on Prelims (qualifying), Mains (objective & descriptive), and Interview.
Q3. Is the exam bilingual?
A: Yes, questions are available in English and Hindi, except for English language section.
Q4. Is there any negative marking?
A: No, there is no negative marking in Prelims or Mains objective tests.
Conclusion
The LIC AAO 2025 recruitment is a golden opportunity for candidates seeking a secure and rewarding career in India’s insurance sector. With 841 vacancies across Generalist, Specialist, and Assistant Engineer streams, aspirants must act promptly to apply, prepare strategically, and stay updated with official announcements.
Apply Online for LIC AAO 2025 before 8th September and start your journey toward a prestigious LIC career today!
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