HDFC Bank Share Price: Buy or Hold Now?

HDFC Bank Share Price After Bonus Issue: Should You Buy or Hold?

The sudden “drop” in HDFC Bank share price has surprised many investors. But here’s the truth: this is simply a technical adjustment after the 1:1 bonus issue. Your wealth is intact, and the bank’s fundamentals remain strong.

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📌 HDFC Bank Bonus Issue Explained

  • Bonus Ratio: 1:1 (1 extra share for every share held)
  • Ex-Bonus Date: August 26, 2025
  • Price Adjustment: From ~₹1,940 to ~₹970–980
  • Market Cap: Unchanged at ₹14.88 lakh crore
  • Impact: Investors now hold double the shares, total value unchanged

👉 The sharp fall is arithmetic, not a signal of financial stress.

💹 HDFC Bank Fundamentals 2025

  • Q1 FY26 Net Profit: ₹13,120 crore (+12.2% YoY)
  • Loan Growth: 14.8% YoY
  • Deposits: +15% YoY, strong CASA
  • Asset Quality: GNPA at 1.22%, NNPA at 0.30%
  • NIM (Net Interest Margin): ~3.6%

✅ Bottom line: Growth is steady, profitability strong, risks well-contained.

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🎯 Expert View & Share Price Target

  • Jefferies: Target ₹2,279.85 (pre-bonus adjusted)
  • CLSA: Target ₹2,300; cites resilient margins & credit growth
  • Domestic Analysts: Fair value ~₹1,950–2,000

📊 With the current adjusted price at ~₹970, most experts see strong upside potential.

⚖️ HDFC Bank vs ICICI Bank

Metric (Q1 FY26)HDFC BankICICI Bank
Advances Growth14.8%16.5%
NIM (%)3.64.0
GNPA (%)1.222.03
Net Profit (₹Cr)13,12010,452

👉 ICICI leads on NIMs, but HDFC holds stronger asset quality and stability.

💡 Pro Tip

Don’t panic on post-bonus price drops. Focus on fundamentals—HDFC Bank remains India’s strongest private lender with stable growth.

🚀 Final Call: Buy or Hold?

The adjusted HDFC Bank share price is no reason to worry. With double-digit earnings growth, robust asset quality, and bullish analyst targets, the stock remains a compelling buy for long-term investors.

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👉 If stability + growth fit your portfolio, HDFC Bank deserves a place on your radar.

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