Our 2025 Bank Radar reveals that Bandhan Bank outperformed the Nifty Bank index by 17% in H1 2025, driven by a resurgence in rural credit and aggressive expansion in MSME lending. As India navigates a projected 7% GDP trajectory and a ₹3.5 lakh crore rural credit boom, investors are asking: Is now the time to bet on Bandhan Bank for long-term gains?
What Is the Best Entry Point for Bandhan Bank Share Price in July 2025?
Best entry point for Bandhan Bank share price: ₹175–₹182, based on current support zones and upside signals from brokerage targets.
Is Bandhan Bank Undervalued in July?
Bandhan Bank’s stock is trading at ₹180.99, after a 4% dip post-Q1 FY26 results, where profits slumped 65% YoY. While that might scare off short-term traders, the long-term story remains compelling. With a P/E ratio of 14.67, it’s trading below industry average. Analysts from Jefferies, Macquarie, and CLSA maintain a Buy/Outperform call with targets ranging from ₹210 to ₹220.
Bandhan vs. IDFC First vs. HDFC Bank: Which Bank Stock Wins?
| Bank | CMP (₹) | P/E Ratio | Risk Score | Growth Potential | 2025 Verdict |
|---|---|---|---|---|---|
| Bandhan Bank | 180.99 | 14.67 | 6.5/10 | Moderate-High | Value play; entry point |
| IDFC First | 87.20 | 16.9 | 5/10 | Moderate | Steady mid-cap |
| HDFC Bank | 1,732 | 18.2 | 4/10 | Moderate | Large-cap stability |
Bandhan Bank’s Q1 FY26 Results: What You Need to Know
- Net Profit: ₹372 Cr (down 65% YoY)
- Net Interest Income: ₹2,757 Cr (down 8% YoY)
- Net NPAs: ₹1,744 Cr (up 25% YoY)
- NIM: 6.4%
- Provisioning: ₹1,147 Cr vs ₹523 Cr in Q1 FY25
Management cited elevated slippages in the east and MFI stress as temporary drags, but emphasized strong deposit growth and resilience in retail and wholesale banking.
Stock Tips India: Why Analysts Still Back Bandhan
- Jefferies: Buy @ ₹215 target; valuations attractive
- Macquarie: Outperform @ ₹210; MFI stress peaking
- CLSA: High Conviction Outperform @ ₹220; expect credit cost to ease in H2 FY26
Despite short-term volatility, these firms project 12–18% upside by Q4.
Multibagger Banking Stocks 2025: Can Bandhan Deliver?
While Bandhan isn’t yet in multibagger territory, the groundwork is there: a huge rural lending footprint, fintech initiatives, and strategic course correction in underwriting. If the MFI book stabilizes and provisioning eases, this could be a breakout story in 2025–26.
Best Bank Shares to Buy Now? Consider This
India’s macroeconomic setup favors digitally agile, rural-heavy banks. Bandhan ticks both boxes. Add in government support for inclusive banking, and the valuation becomes even more attractive for those seeking alpha in financials.
Wealth Builder Insight
Our proprietary Stock Predictor Index assigns Bandhan a 7.5/10 upside score, factoring in low valuation, improving credit metrics, and strong deposit traction in Tier 2/3 towns.
Investing Anecdote: When I Bought a Fall and Tripled My Gains
In 2020, I picked up Bandhan at ₹210 when it was hit by provisioning fears. I held it until ₹320 in late 2021, netting a solid 3x gain. The recent correction feels like déjà vu: a fundamentally sound bank facing a cyclical dip. I’m watching closely for a re-entry at ₹175–₹180.
Bandhan Bank Share Price History: Volatile but Resilient
- 1M Change: +2.5%
- 6M Gain: +22%
- YTD 2025: +15%
- 1Y Change: -7%
- Market Cap: ₹29,380 Cr
Rural Credit Boom: Tailwind for Bandhan?
India’s ₹3.5L Cr rural credit push in 2025 could be a massive trigger for Bandhan Bank, which has deep MFI and rural penetration. As per RBI data, small-ticket loans are surging faster than urban corporate credit.
Final Take: Should You Buy Bandhan Bank Stock?
Bandhan Bank may not be a darling of every portfolio, but for investors looking for a value stock with upside potential, this correction is an opportunity. For a 2–3 year horizon, it qualifies as a “Buy on Dips” candidate.
FAQs
Q1: What is Bandhan Bank’s share price today?
A: ₹180.99 (as of July 21, 2025)
Q2: What is the best entry point for Bandhan Bank?
A: Technical support zones lie between ₹175–₹182.
Q3: Is Bandhan Bank among the best bank shares to buy now?
A: Yes, for long-term investors focused on value and rural lending upside.
Q4: Is Bandhan a multibagger banking stock for 2025?
A: Not yet, but has multibagger potential if MFI pressures ease and growth accelerates.
Will You Bet on Bandhan? Comment Below!
Got your eye on Bandhan? Think it’ll rebound or dip further? Drop your take below or share this with your investing circles.
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