Bajaj Housing Finance Share Price Today: Marginal Dip at ₹120.93, What’s Next?

🗓️ Published: July 7, 2025 | 🕒 Last Updated: 10:34 AM IST

📌 Bajaj Housing Finance Share Price Today: NSE/BSE Snapshot

As of 10:34 AM IST, Bajaj Housing Finance share price is trading at ₹120.93 on the NSE, reflecting a marginal decline of ₹0.03 (-0.02%).

🔢 Key Intraday Data:

• Day’s High: ₹121.30
• Day’s Low: ₹120.35
• Previous Close: ₹120.96
• Market Cap: ₹1.01 Lakh Cr

📉 Bajaj Housing Finance share price remains steady amid muted trading volume and broader market consolidation.

📈 Bajaj Housing Finance: Key Financial Metrics

Metric	Value
EPS (TTM)	₹2.60
P/E Ratio	46.59
P/B Ratio	5.05
ROE	13.45%
Advances Growth	28.88% YoY

🔍 Why Is Bajaj Housing Finance Share Price in Focus?

• 🏦 Post-IPO Performance: Listed recently after a ₹6,957 Cr IPO
• 💼 Strong FY25 Results: Net profit surged 54% YoY in Q4FY25
• 🏗️ New Product Launch: Dual-rate home loans to attract new customers
• 📈 Sector Buzz: NBFC stocks showing resilience despite rising interest rates

🔮 Expert Outlook

“At a P/E of 46.59, the Bajaj Housing Finance share price reflects high investor optimism. Long-term fundamentals remain robust, but valuation leaves limited upside in the short term,” — Market Analyst, Motilal Oswal.

📉 Risks to Watch

• Elevated valuations
• Interest rate volatility
• Sector competition from PSU players (LIC HF, PNB HF)

🔄 Live Chart: Bajaj Housing Finance Share Price (Embed NSE/BSE or TradingView widget)

📢 Conclusion

Bajaj Housing Finance share price continues to trade in a narrow band with high investor interest post-IPO. While fundamentals support long-term growth, short-term caution is advised due to stretched valuations.

📰 Tags:

Bajaj Housing Finance share price, Bajaj Finance, NBFC stocks, Bajaj Housing Finance IPO, Stock Market Today, NSE, BSE, Share Market Live

Arey bhai, aajkal har dusre WhatsApp group mein yehi poocha jaa raha hai — “Bajaj Housing Finance share price kya hai?”
Log confused hai — ipo ke baad upar gaya, phir niche aaya, ab kya karein?

Agar aap bhi soch rahe ho ki Bajaj Housing Finance share price pe nazar rakhein ya invest karein, toh yeh blog aapke liye hi hai!
Desi style mein simple bhaasha mein samjhayenge ki kya scene hai share ka — price, valuation, growth, aur entry point sab kuch!

📊 Bajaj Housing Finance Share Price – Aaj ka Rate Kya Hai?

• Current Price: ₹122.10
• Day’s High/Low: ₹123.07 / ₹121.90
• 52-Week High/Low: ₹188.50 / ₹103.10
• Market Cap: ₹60,000 Cr+
• Stock Symbol: BAJAJHFL

Bhai, ye stock IPO ke baad ₹188 tak gaya tha, phir thoda thanda ho gaya. Abhi discount pe mil raha hai kya? Chaliye samajhte hain.

🔍 Bajaj Housing Finance Ka Business Model Samjho Pehle

Before jumping into share price, pehle samjho ki company karti kya hai?

• Housing Loans: Flat ya ghar kharidne ke liye
• Loan Against Property (LAP): Property girvi rakh kar loan
• Developer Funding & Lease Rental Discounting
• Focus: Urban salaried log, top cities

Ye Bajaj ka housing finance arm hai — NBFC sector ka strong player, aur Bajaj Finance ke umbrella ke under aata hai. Brand trust level high hai, bhai!

📈 Financial Performance – Kya Numbers Bolte Hain?

Q4 FY25 Highlights:

Metric	Value	YoY Growth
Revenue	₹2,508 Cr	+25.6%
PAT (Profit After Tax)	₹587 Cr	+53.8%
AUM	₹1.14 Lakh Cr	+25.5%

Bumper result aaya tha bhai! Profit 50% se upar badh gaya. Isliye investors fir se active ho gaye hain.

📊 Valuation Check – Mehenga Hai Ya Sasta?

Bajaj Housing Finance share price kaafi premium pe trade kar raha hai.

• P/E Ratio: 47x
• Industry Avg: 25–28x
• P/B Ratio: 5.1x
• ROE: 10.8%

Pro Tip: High valuation ka matlab hota hai market ne future growth ko pehle hi price mein daal diya hai. Agar growth thoda bhi slow ho, toh stock girta hai.

🔐 IPO Lock-In Expiry – Fark Pada Ya Nahi?

April 2025 mein 64% shares ka lock-in period khatam hua, aur logon ne poocha – “Ab gir gaya kya stock?”

Ground Reality:

• Promoters ke paas ab bhi 88.8% stake hai
• Panic selling nahi hui
• Price thoda soft hua tha, but bounce bhi aaya

Yeh toh wahi baat hui jaise shaadi ke baad naye rishtedaar aaye — pehle thoda adjustment hota hai, fir sab normal!

🔄 Bajaj Housing Finance Share Price – Recent Trend Analysis

Technical Indicators:

• RSI (14-day): 44 – Neutral zone
• 200-DMA: ₹135 – Price neeche trade kar raha hai
• Support Zone: ₹118–₹120
• Resistance: ₹128–₹130

Chart Watchers ke liye: Agar price ₹120 se neeche sustain karta hai, toh ₹115 tak slide ho sakta hai. Lekin ₹128 break karta hai toh rally aasakti hai.

🏠 Desi Investor Ke Liye – Buy, Hold Ya Sell?

✅ Kab Lena Sahi Rahega?

• Jab price ₹115–₹118 ke beech ho
• Results strong aaye ho
• Market sentiment positive ho

❌ Kab Avoid Karna Chahiye?

• Jab stock 40x+ P/E pe chal raha ho
• Market overbought ho
• Lock-in expiry ke aas-paas ho

Did You Know? Iss stock ne listing ke baad 50% tak ka return diya tha kuch hi mahino mein!

Also Read : Jio Finance Share Price: Shocking Expert Insights Reveal Why It’s a Must-Buy Now

📈 Bajaj Housing Finance Share Price – Peer Comparison

Company	Share Price	P/E Ratio	AUM
Bajaj Housing Finance	₹122	47x	₹1.14 Lakh Cr
LIC Housing Finance	₹595	11x	₹2.75 Lakh Cr
HDFC Ltd (pre-merger)	NA	21x	₹5.2 Lakh Cr

Toh bhai, valuation zyada hai, but brand aur performance bhi top notch hai. Yaani mehenga daal, lekin swadisht bhi.

📲 How to Track Bajaj Housing Finance Share Price Regularly?

Use these tools:

• Moneycontrol app – Best for quick glance
• TradingView – Deep technical analysis
• NSE/BSE website – Official price
• Angel One / Groww / Upstox / Zerodha – Alerts set karo, paisa bachao!

🙋‍♂️ FAQ – People Also Ask

Q: Bajaj Housing Finance share price kya hai aaj?
A: Aaj ke din approx ₹122 pe trade kar raha hai, range ₹121.90 – ₹123.07 hai.

Q: Kya yeh stock long-term ke liye accha hai?
A: Haan, agar aapko Bajaj brand aur housing sector pe bharosa hai. Lekin sahi price pe entry lo.

Q: Dividend milta hai kya is stock mein?
A: Abhi tak company ne dividend nahi diya. Profits ko reinvest kar rahi hai.

Q: Yeh stock Bajaj Finance se alag hai kya?
A: Haan, yeh subsidiary hai Bajaj Finance ki, lekin alag listing aur shares hain.

Q: Bajaj Housing Finance ka IPO kab tha?
A: March 2024 mein IPO aaya tha, aur tab se price ne kaafi movement dikhaya hai.

Final Thoughts on Bajaj Housing Finance Share Price

Toh bhaiyon aur behno, Bajaj Housing Finance share price abhi ek interesting zone mein hai — na zyada mehenga, na sasta.

• Long-term ke liye hold karne layak hai, agar aap ₹115–₹118 range mein entry le sako.
• Short-term traders ke liye breakout zone ₹128+ hai.

Desi Investor ke liye advice:
Zyada FOMO mein mat aao. Price analysis, results aur entry point pe dhyan do. Aur haan, Bajaj ke naam pe blindly invest mat karo — homework zaroor karo!

Liked the article? Comment karke batayein aapka kya view hai Bajaj Housing Finance share price pe. Aur doston ke saath zaroor share karein jo paisa lagaane ki soch rahe hain!